Vantis
Legal

Terms of Service

v1.0.0·Effective 2026-06-03·Last updated 2026-06-11

1. Acceptance of Terms

By creating an account or using Vantis, you agree to these Terms of Service (“Terms”). If you do not agree, do not use the service. These Terms form a binding agreement between you and Vantis LLC, a Washington limited liability company (“Vantis,” “we,” “us”). If you are using Vantis on behalf of an organization, you represent that you have authority to bind that organization, and “you” refers to that organization.

2. Definitions

  • “Service” means the Vantis software application accessible at app.getvantis.ai, the marketing site at getvantis.ai, and all related tools, content, APIs, and features.
  • “Account” means your registered user account on the Service.
  • “Content” means any data, text, files, or materials you upload or generate while using the Service, including brokerage transaction exports.
  • “Output” means any score, ranking, structural illustration, position-sizing calculation, AI-generated narrative summary, or other analytical artifact produced by the Service. Outputs are quantitative or descriptive in nature and are not, and shall not be construed as, recommendations, advice, suggestions, or solicitations regarding any security or investment strategy.
  • “Subscription” means a paid plan that grants access to features beyond the free tier.

3. Eligibility

To use Vantis you must:

  • Be at least 18 years old and able to enter a binding contract under U.S. law
  • Be a resident of the United States (Vantis is geographically restricted to U.S. users)
  • Not be barred from using financial software under any applicable law, court order, or regulatory action
  • For paid features involving options analysis, currently hold options-trading approval from your brokerage at the level required for any structure you intend to act on, and have read the Options Disclosure Document referenced in Section 8

By using the Service you represent that: (a) you have meaningful prior experience with self-directed investing or trading commensurate with the products you intend to act on, including options if applicable; (b) you understand the risks of the products you intend to trade; and (c) you are using the Service for your own research and decision-making, not on behalf of clients in an advisory capacity unless you are independently registered or exempt and verifying suitability for your clients independently.

You are responsible for confirming your own eligibility. We may verify and enforce these requirements at our discretion, including by suspending or terminating accounts.

4. Account & Authentication

You access Vantis through Google OAuth. You are responsible for maintaining the security of your Google account and for all activity under your Vantis account. Notify us immediately of any unauthorized access. We are not liable for losses arising from compromised credentials that you failed to secure.

You may not share, transfer, or sell your Account. One Account per natural person.

5. The Service

Vantis is a software tool that analyzes publicly available market data using quantitative models and assists you in tracking your own trades and positions. The Service includes, depending on your subscription tier:

  • A proprietary scoring engine that produces quantitative scores and rankings reflecting the historical statistical behavior of equities and options contracts based on public market data. Scores and rankings reflect model output only; they do not reflect any personalized analysis of your financial situation and are not buy, sell, or hold signals
  • A screener and analyzer for self-directed research
  • Educational content explaining the methodology
  • A portfolio tracker that ingests trade-history exports you provide
  • Optional AI-generated commentary that summarizes data and model output
  • A position-size calculator (the “Position Size Calculator,” surfaced in the user interface as “Kelly” or “Kelly Sizing”), disabled by default, that performs a Kelly criterion or similar mathematical computation based on inputs you provide

We may modify, add, or remove features at any time. We will use reasonable efforts to communicate material reductions in advance.

6. What Vantis Is Not

Vantis is not any of the following, and these Terms cannot be construed to imply otherwise:

  • Not investment advice. Vantis does not provide personalized investment advice, recommendations, or counsel. Outputs are quantitative observations, not directives, recommendations, or solicitations.
  • Not an investment adviser, broker-dealer, fiduciary, robo-adviser, financial planner, certified financial planner, portfolio manager, or other regulated financial professional. Vantis is not registered as an investment adviser under the Investment Advisers Act of 1940, the Washington Securities Act, or any state’s adviser regulations. Vantis owes you no fiduciary duty. We do not act in any advisory capacity.
  • Not a brokerage. Vantis does not execute, custody, or facilitate trades. You place orders only in your own brokerage account.
  • Not a robo-adviser or portfolio manager. Vantis does not manage assets, allocate funds, or take discretionary control of any account.
  • Not a recommendation engine. Score outputs, structural illustrations, and position-sizing calculations (including those derived from the Kelly criterion or similar formulas) are mathematical model outputs based on user-supplied inputs and public market data. They are presented for educational and self-research purposes only. They are not personalized investment advice, are not calibrated to your specific financial situation, risk tolerance, tax position, or investment objectives, and must not be relied upon as the basis for any trade.
  • Not a comparison-tool recommendation. The Service displays a panel of options structures (e.g., put credit spread, cash-secured put) along with the score each structure receives under the published methodology, sorted in score order. Sort order is a mechanical function of the score — not a recommendation, suitability assessment, or indication that any structure is preferable for your circumstances. The Service does not select, default to, or pre-fill any specific structure. You evaluate the structure panel and decide what, if anything, to do.
  • Not personalized to your holdings. Where the Service displays analytical artifacts in proximity to data you have uploaded (such as a portfolio export), the Service is presenting how a generic model would describe a hypothetical position of that nature. The Service is not analyzing your position, your tax basis, your objectives, or your risk profile. Apparent personalization is a function of the data you choose to upload; it is not advice tailored to you.
  • Not a guarantee of results. Past or hypothetical model behavior does not predict future outcomes.
  • Not a substitute for licensed professional advice. Consult a registered investment adviser, broker-dealer, accountant, or attorney for personalized financial, tax, or legal guidance.

7. Subscription, Billing & Cancellation

7.1 Plans. Vantis offers a Free tier and a Pro subscription. Pricing is published on the pricing page and may change with at least thirty (30) days’ notice for existing subscribers.

7.2 Billing. Subscriptions are billed monthly or annually in advance through Stripe, our payment processor. Stripe’s terms govern your payment method.

7.3 Auto-renewal. Your Subscription will automatically renew at the end of each billing period at the then-current rate for the same term length until cancelled. By subscribing, you affirmatively consent to recurring charges to your payment method. You may cancel at any time, without penalty, through your account settings or via Stripe’s customer portal; cancellation takes effect at the end of the then-current billing period. For annual Subscriptions, we will send a renewal reminder to the email associated with your Account at least fifteen (15) and not more than forty-five (45) days before the renewal date. If we materially change the price, we will provide notice and obtain your renewed consent before charging the new rate.

7.4 Refunds. Subscription fees are non-refundable except where required by law. Annual subscriptions may be refunded prorated within fourteen (14) days of initial purchase if you have not used Pro features in that period — at our discretion.

7.5 Cancellation effects. On cancellation, your subscription continues through the end of the paid period. After expiration, your Account drops to the Free tier; saved data, settings, and history are retained.

7.6 Failed payments. If a payment fails, we may suspend Pro features after a grace period. Repeated failures may result in cancellation.

8. User Responsibilities

You acknowledge and agree that:

  • You are solely responsible for your investment decisions, trade execution, account management, and resulting gains or losses
  • You will obtain any required brokerage approvals (e.g., options-trading levels) before acting on any Output
  • You will read and understand the Options Disclosure Document published by the Options Clearing Corporation (“Characteristics and Risks of Standardized Options,” available from your broker or at theocc.com) before trading options
  • You will not rely on any Output as the sole basis for any investment decision
  • You will independently verify any data point or analytical claim before acting on it
  • You will comply with all applicable laws, including securities laws, tax laws, and your brokerage’s terms

9. Acceptable Use

You may not:

  • Use the Service for any unlawful purpose or in violation of these Terms
  • Reverse engineer, decompile, or attempt to derive source code from the Service
  • Scrape, crawl, or systematically extract data from the Service except through documented APIs
  • Resell, sublicense, or redistribute any Output without prior written permission
  • Use Outputs to operate a competing analytical or advisory service
  • Use any Output as input to any automated trading system, algorithmic execution platform, or trading bot. The Service is for self-directed research and decision-making by human users only
  • Represent to any third party that any Output reflects investment advice or that you obtained advice from Vantis
  • Use the Service while functioning in a fiduciary capacity for another person without independently verifying suitability
  • Upload Content that infringes intellectual property, contains malicious code, or violates privacy or other laws
  • Bypass authentication, geo-restrictions, rate limits, or paywalls
  • Misrepresent your identity, eligibility, or relationship to Vantis

We may suspend or terminate Accounts that violate these provisions.

10. Intellectual Property

10.1 Our IP. Vantis owns all rights in the Service, including the methodology, scoring models, software code, content, and brand. We grant you a limited, revocable, non-exclusive, non-transferable license to use the Service in accordance with these Terms.

10.2 Your Content. You retain ownership of Content you upload (e.g., brokerage exports). You grant Vantis a non-exclusive, worldwide, royalty-free license to host, process, and display your Content solely for the purpose of providing the Service to you. We do not sell your Content.

10.3 Outputs. Outputs generated for your use are licensed to you for personal use. Aggregated, anonymized analytical artifacts (e.g., shared ticker scores) remain the property of Vantis.

10.4 Feedback. Suggestions or feedback you provide may be used by Vantis without obligation or compensation.

10.5 Methodology. The Service’s scores, rankings, structural illustrations, and position-sizing calculations are produced by deterministic, rule-based quantitative models applied to public market data and to inputs you provide. The same model produces the same numerical Outputs for the same inputs across all users at the same time, regardless of any user-specific circumstance. AI-generated narrative summaries are non-deterministic by nature: the same prompt may produce different text on different calls. The methodology that produces the quantitative Outputs is deterministic; the AI text is a probabilistic restatement of those Outputs in natural language. We make available a high-level description of our methodology at getvantis.ai/methodology. You acknowledge that the methodology is mechanical and is not adjusted to reflect your individual financial situation.

11. AI-Generated Content

Some Outputs include narrative commentary generated by third-party large language models (currently Anthropic’s Claude). You acknowledge:

  • AI-generated commentary may contain factual errors, omissions, or hallucinations, including reasoning, computations, or claims that are wholly or partially fabricated. You must not act on any AI-generated factual claim without independent verification
  • AI-generated commentary may appear confident, authoritative, or consistent with professional advice even when factually incorrect; you must not infer expertise or accuracy from tone or fluency
  • AI-generated commentary is not reviewed by a human analyst before display
  • AI-generated commentary is not investment advice and is provided for informational purposes only
  • The AI does not have access to your personal financial situation, account balances, brokerage credentials, or trading history beyond what you have explicitly uploaded
  • AI-generated commentary that references position quantities, tickers, or trade history you have uploaded is rendering a description of the data you supplied, not an analysis of your individual financial circumstances. The AI does not know your tax situation, total net worth, outside holdings, time horizon, or risk capacity, and cannot produce personalized advice
  • The AI may generate output that references specific securities, strategies, or numbers; such references are illustrative and are not recommendations
  • Vantis does not warrant the AI’s output and is not the publisher of advice merely because it routes data through an AI provider. Vantis disclaims any liability arising from a user’s reliance on AI-generated factual claims, whether such claims appear in narrative commentary, structured data, or generated explanations
  • Vantis may change, replace, or remove the AI provider at any time

Certain features (including the Position Size Calculator and AI-generated thesis commentary) are disabled by default and require affirmative per-feature consent before enablement. Use of these features is at your own initiative, for educational and self-research purposes only, and confirms that you have read and understood the feature-specific disclosures presented at enablement.

12. No Investment Advice

THE SERVICE DOES NOT PROVIDE INVESTMENT, FINANCIAL, TAX, OR LEGAL ADVICE. ALL OUTPUTS ARE FOR INFORMATIONAL AND EDUCATIONAL PURPOSES ONLY. NO OUTPUT CONSTITUTES A RECOMMENDATION TO BUY, SELL, OR HOLD ANY SECURITY OR TO ADOPT ANY INVESTMENT STRATEGY. PAST OR MODELED PERFORMANCE IS NOT INDICATIVE OF FUTURE RESULTS. OPTIONS TRADING INVOLVES SUBSTANTIAL RISK AND IS NOT SUITABLE FOR EVERY INVESTOR; YOU MAY LOSE MORE THAN YOU INVEST.

You should consult a licensed professional before making investment decisions.

12.1 Hypothetical and Modeled Performance. Where the Service displays historical scores, rankings, or model outputs and any associated returns or statistics:

  • Such results are hypothetical and were not achieved by any actual investor account
  • Such results do not reflect actual trading and may not reflect the impact of material economic and market factors on the model’s decision-making
  • Such results do not reflect transaction costs, taxes, slippage, options assignment or early-exercise events, or other costs you would actually incur
  • Past or modeled performance is not indicative of, and may differ materially from, future actual performance
  • The model parameters and underlying data may have been adjusted with the benefit of hindsight
  • You should not draw any conclusion about future returns from any displayed historical or modeled result

The disclosures in this Section 12 are restated, in summary form, contemporaneously throughout the Service interface (including on screens that display Outputs). You acknowledge and agree that you have read and understood this Section before any use of any Output.

13. No Reliance

You agree that:

  • You will not rely on any Output, in whole or in part, as the basis for any investment decision
  • Any decision you make to buy, sell, hold, or otherwise transact in any security is your own, made independently and based on your own research, judgment, and consultation with your own licensed advisers
  • You will independently verify any data, score, calculation, or assertion produced by the Service before acting on it
  • The Service does not establish any advisory, fiduciary, agency, or trust relationship between you and Vantis, and no such relationship may be inferred from the existence of these Terms, your use of the Service, or any communication from Vantis
  • Apparent personalization (e.g., Outputs displayed in proximity to your uploaded portfolio data) reflects only the data you have provided and does not constitute analysis of your individual financial circumstances
  • You waive, to the maximum extent permitted by law, any claim that any Output induced you to take or refrain from taking any investment action

14. Options Risk Disclosure

You acknowledge that:

  • Options trading is highly speculative and involves substantial risk; you can lose your entire investment in a short period
  • Some options strategies (including writing uncovered options) carry the risk of unlimited loss, exceeding the amount initially invested
  • Multi-leg strategies (spreads, condors, butterflies, straddles, strangles, etc.) carry risks beyond any single leg, including assignment, early exercise, pin risk, and basis risk
  • Time decay, implied-volatility changes, dividends, and corporate actions can affect option value in ways the Service may not fully model
  • The OCC’s “Characteristics and Risks of Standardized Options” — which you must read before trading options — is the authoritative risk disclosure
  • Any structure illustrated by the Service (including risk graphs, breakeven calculations, and probability statistics) is a model output based on assumptions that may not hold
  • You will not enter any options position the maximum loss of which exceeds your willingness and capacity to lose

15. Not a Brokerage; No SIPC/FDIC Protection

Vantis is a software provider, not a brokerage, bank, or trust company. Vantis does not custody, hold, transmit, or transact in your funds or securities. Funds and securities held in your brokerage account are protected (or not) according to your brokerage’s coverage; SIPC and FDIC protection do not apply to any aspect of the Service. Vantis is not a member of FINRA, SIPC, or any self-regulatory organization.

16. Data Security and Brokerage Data

Brokerage transaction history you upload is treated as Sensitive Financial Information. We employ industry-standard administrative, technical, and physical safeguards (described in our Privacy Policy). We will notify affected users of any unauthorized access to such data within the timeframes required by RCW 19.255 and other applicable law. You acknowledge that no system is impenetrable and that you remain responsible for the security of credentials used to access your brokerage and the Service.

17. Regulatory Cooperation; Records

You agree that, in the event of any regulatory inquiry, subpoena, court order, or governmental request related to your use of the Service, Vantis may (a) disclose your Account, Content, and Output history to the requesting authority to the extent required by law, and (b) preserve such records for the period required by applicable law. We will provide you reasonable notice of any such disclosure to the extent legally permitted.

18. Disclaimers & Warranties

THE SERVICE IS PROVIDED “AS IS” AND “AS AVAILABLE” WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED. TO THE MAXIMUM EXTENT PERMITTED BY LAW, VANTIS DISCLAIMS ALL WARRANTIES, INCLUDING:

  • Warranties of merchantability, fitness for a particular purpose, and non-infringement
  • Warranties that the Service will be uninterrupted, error-free, secure, or free of malicious code
  • Warranties that data displayed is accurate, complete, or current (market data may be delayed; estimates are model outputs subject to error)
  • Warranties that Outputs will produce favorable financial results

Without limiting the generality of the foregoing, Vantis specifically disclaims any warranty:

  • That market data, quotes, prices, or analytics are real-time, accurate, complete, or free from error
  • That third-party data feeds (including but not limited to exchange feeds, OPRA, vendor APIs) will be available, current, or reliable
  • That any Output, including those generated by AI, is suitable for any particular trading or investment purpose
  • That use of the Service will result in any particular financial outcome

Some jurisdictions do not allow exclusion of certain warranties; in those jurisdictions, these exclusions apply to the maximum extent permitted.

19. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW:

  • VANTIS SHALL NOT BE LIABLE FOR INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, EXEMPLARY, OR PUNITIVE DAMAGES, INCLUDING LOST PROFITS, LOST INVESTMENTS, TRADING LOSSES, OR LOSS OF DATA
  • VANTIS’S AGGREGATE LIABILITY ARISING FROM OR RELATED TO THE SERVICE SHALL NOT EXCEED THE GREATER OF (A) THE FEES YOU PAID TO VANTIS IN THE TWELVE (12) MONTHS PRECEDING THE EVENT GIVING RISE TO LIABILITY, OR (B) FIVE HUNDRED U.S. DOLLARS ($500)
  • FOR THE AVOIDANCE OF DOUBT, IN NO EVENT SHALL VANTIS BE LIABLE FOR ANY TRADING OR INVESTMENT LOSS, INCLUDING LOSSES SUSTAINED IN OPTIONS POSITIONS, REGARDLESS OF WHETHER SUCH LOSSES WERE FORESEEABLE OR WHETHER VANTIS WAS ADVISED OF THE POSSIBILITY THEREOF
  • THESE LIMITATIONS APPLY REGARDLESS OF THE LEGAL THEORY (CONTRACT, TORT, STATUTE, OR OTHERWISE) AND EVEN IF VANTIS WAS ADVISED OF THE POSSIBILITY OF SUCH DAMAGES

These limitations do not apply to (a) Vantis’s gross negligence or willful misconduct, (b) liability for death or personal injury caused by Vantis’s negligence, or (c) any liability that cannot be limited under applicable law.

20. Indemnification

You agree to indemnify and hold harmless Vantis and its officers, employees, and agents from claims, losses, and expenses (including reasonable attorneys’ fees) arising from:

  • Your violation of these Terms or applicable law
  • Your investment decisions or trade execution
  • Content you upload to the Service
  • Your misuse of the Service or any Output
  • Any third-party claim arising from your republication, sharing, or downstream distribution of any Output
  • Any tax, regulatory, or compliance issue resulting from your trading activity
  • Any claim by a person with whom you share an Account or credentials
  • Any claim that you violated any brokerage agreement, exchange rule, FINRA rule, or applicable securities law

This indemnity does not extend to claims caused by Vantis’s gross negligence or willful misconduct, and does not require you to indemnify Vantis against Vantis’s own conduct.

21. Termination

You may terminate your Account at any time through account settings.

We may suspend or terminate your Account if you violate these Terms, if required by law, or if continuing service creates undue risk to Vantis or other users. We will provide reasonable notice when feasible. On termination, your license to use the Service ends; provisions that by their nature should survive (including Sections 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 22, 23, and 24) survive.

22. Modifications to These Terms

We may update these Terms. We will post the updated Terms with a new effective date and version number, and continued use of the Service after the effective date constitutes acceptance. For changes that materially and adversely affect your existing rights or obligations, we will give advance notice to the email address associated with your Account before they take effect. The current version is always available at getvantis.ai/legal/terms with the version number and effective date.

23. Governing Law

These Terms are governed by the laws of the State of Washington, U.S.A., without regard to conflict-of-law principles. The United Nations Convention on Contracts for the International Sale of Goods does not apply.

24. Dispute Resolution

24.1 Informal resolution. Before filing any formal claim, you agree to contact Vantis at the email listed in Section 26 and attempt to resolve the dispute informally for at least sixty (60) days.

24.2 Arbitration. If informal resolution fails, you and Vantis agree to resolve disputes through binding arbitration administered by the American Arbitration Association under its Consumer Arbitration Rules. The arbitration will be conducted in King County, Washington or remotely at your option. Each party bears its own costs except as the arbitrator orders.

24.3 Class action waiver. You and Vantis agree to bring claims only in your individual capacity and not as a plaintiff or class member in any class, collective, or representative action.

24.4 Exceptions. Either party may bring an individual claim in small-claims court or seek injunctive relief in court for intellectual property infringement.

24.5 Statutory rights. Nothing in this Section waives any non-waivable statutory right, including rights under the Washington Consumer Protection Act.

24.6 30-Day opt-out. You may opt out of the arbitration agreement and class waiver in this Section 24 by sending written notice of your decision to opt out to legal@getvantis.ai within thirty (30) days of first agreeing to these Terms. Your notice must include your name, the email associated with your Account, and a clear statement that you are opting out. If you opt out, neither party will be required to arbitrate any dispute, but all other provisions of these Terms remain in effect.

25. Miscellaneous

  • Entire agreement. These Terms (together with the Privacy Policy, the Risk Disclosure, the AI & Automation Disclosure, and any subscription-specific terms then in effect, all of which are incorporated by reference) form the entire agreement between you and Vantis regarding the Service. The Disclaimers page is a non-binding plain-English summary; in any conflict between the Disclaimers page and the foregoing, the foregoing control. In any conflict between the Privacy Policy, Risk Disclosure, or AI & Automation Disclosure and these Terms, these Terms control.
  • Severability. If any provision is held unenforceable, the remainder remains in effect
  • No waiver. Our failure to enforce any provision is not a waiver of future enforcement
  • Assignment. You may not assign these Terms without our written consent. We may assign these Terms in connection with a merger, acquisition, or sale of assets
  • No third-party beneficiaries. These Terms create rights only between you and Vantis
  • Force majeure. Neither party is liable for failures caused by events beyond reasonable control (e.g., outages of upstream providers, government action, natural disaster)

26. Contact

Vantis LLC
Washington, USA
legal@getvantis.ai